Don’t Skip the Home Inspection – Here’s Why

by Diana Hellman 08/22/2021

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If your lender does not demand it, skipping the home inspection might be fairly tempting as you move toward closing on the house of your dreams. Although moving full steam ahead might provide what you need in the moment, that decision could end up causing problems in the future. So, even though it will take a little bit extra time, here’s why you should always have an inspection performed before you commit to buying a home.

Puts the Spotlight on Safety Issues

Home inspectors go through the entire property with a fine tooth comb, looking for safety issues and other faults. As they go, they check off all the issues, so they can create a detailed report at the end of their visit.

Depending on what they find, they might note:

  • Mold and mildew
  • High radon levels in the soil
  • Defective electrical equipment
  • Failing roofing materials
  • Missing smoke detectors
  • Lead paint
  • Asbestos materials

With that information, you will know just what needs to be fixed before you move in, helping keep everyone in your household safe from harm.

Verifies All Work is Permitted & to Code

While inspecting the home, your inspector will verify all work is completed to code and under the right permits. They will compare the structure’s characteristics to the building blueprints and other documents to make sure all is well. Their efforts will help prevent problems in the future when you go to have the residence remodeled or even put it back on the market.

Allows for Easier Negotiations

If the inspection reveals any problems that might be a dealbreaker for you, the report can be used to negotiate with the seller. Your real estate agent can help in negotiating a price break or even to have repairs performed before closing. Then, you can have another inspection performed to verify the safety hazards or other issues are rectified before completing the purchase.

Supports Your Future Budgeting Needs

Even if you do not find any major issues with the home, you can still use the inspection report to your advantage. As you review the notes, watch for any developing issues that might require maintenance or repairs in the near future. Then, use that information to save up money for the work and complete it before the problems escalate. With that approach, you are less likely to be caught by surprise by leaks, appliance failure, or any other issues that could come your way.

Even though it might push back your closing date by a bit, you are not likely to regret having a home inspection performed. The report will provide invaluable information that allows you to move forward with confidence you are making the right purchase decision.

About the Author
Author

Diana Hellman

 Diana Hellman's passion for Larchmont inspires her more than 20 year real estate practice. As a certified buyer's representative, "The development of a solid and trusting relationship with my buyers and sellers is what I strive for." This success, primarily built on client referrals and repeat business, comes from her knowledge of what makes Larchmont unique: it's school system, recreational facilities, services and the special qualities that pervade this village's atmosphere. A former educator with a background in psychology, Diana knows that people don't want a sales pitch, but rather reliable, timely information. She and her husband have been residents of Larchmont for over 40 years. Her 3 children have attended the Mamaroneck Public Schools. She can give you expert advice with the sale or purchase of your home. Awards/Distinctions Multi-million dollar club- Westchester Board of Realtors International Diamond Society (8 million plus in sales), 5-Star agent in 2024. Gold Award- WBR (5-8 million dollars in sales) Silver Award – WBR (3-5 million dollars in sales) Memberships National Association of Realtors New York State Association of Realtors Westchester Board of Realtors Westchester Multiple Listing Service Community Former executive board member of the Central School Former selection school delegate for election of school board candidates Former executive board member of the Friends of the Emelin Theatre Former executive board member of the League of Women Voters