Risk, peril and hazard are all terms used in homeowners...

Homeowners insurance is more than just insurance on a...

With so many apparent similarities between the two, hazard...

If you’re a first-time homebuyer working on a budget for your future plans, you might be wondering about homeowners insurance - how much will it cost, anyway? Unfortunately, the answer can get complicated, as it depends on several factors. To help you budget for your first home, here is a quick guide to what goes in to determining...

Budget-conscious homeowners know there are often ways to save on goods and services, but might wonder when it comes to homeowners insurance, “how much?” Insurance is complicated, and homeowners insurance cost is determined by many factors. Luckily, despite how complex it might seem, there are some ways you can save on your homeowners insurance. Here are some budget-friendly...

With the numerous options available, you may be...

Homeowner’s insurance allows you to have financial protection if your home or the contents of your home have been damaged. If you or your family member are held legally responsible for injuries that have occurred on your property, you are also protected. Insurance is generally required by most mortgage lenders in order to secure a loan. There are many...

Image by StartupStockPhotos from Pixabay In general, if you have less than 20 percent of a down payment for the house you want, you will have to pay private mortgage insurance (PMI). This insurance is a cost to you to protect the lender if you default on the loan. In most cases, it’s better to save the 20...

Image by Brasil Creativo from Shutterstock If this is your first time owning a home, your mind is likely consumed with plans to replace the carpet or upgrade the appliances. You want to get the best deals and save money where you can. One area not to skimp, though, is in your homeowner's insurance. The last thing you...